دانلود کتاب Effortless Savings: A Money Management Guide to Saving Without Sacrifice

Discover Money Saving Strategies That Can Save You Thousands of Dollars Each Year!

Effortless Savings is the ultimate guide to saving without sacrifice. Perfect for readers of any income level or household size, it contains hundreds of ways to save money that are easy and manageable. Richard gives step-by-step instructions to help you:
� Shrink your cell phone bill without compromising your call quality, coverage, or data speeds
� Lower your Internet and Pay-TV rates while maintaining your current service
� Reduce your utility bills with simple, energy-efficient solutions
� Minimize your grocery bills without clipping coupons or looking through sales flyers
� Save time and money by getting your prescription drugs delivered to your front door
� Slash the cost of automotive maintenance and repairs without getting your hands dirty
� See movies at nationwide cinemas, any time of day, for matinee prices
� Acquire discounted tickets to concerts, sporting events, and live theater
� Find the absolute lowest rates for airline tickets, hotel reservations, and car rentals
� Open a FDIC-insured checking account that pays up to twenty times more interest than standard accounts

Currently being used by The University of New Brunswick (Canada's oldest English speaking university) for their Personal Financial Planning Course: BA 3421

**

Review

"Effortless Savings is a practical manual on frugality and building savings. Richard's ideas are easy to read and even easier to apply."�

Steve & Annette Economides New York Times best-selling authors�

America's Cheapest Family Gets You Right on the Money

"Effortless Savings�is also effortless reading, a light and breezy guidebook that can yield weighty results. Richard Syrop's tips often go beyond the usual which led me to highlighting ideas on nearly every page. "Effortless Savings" will galvanize you to make numerous and painless spending cuts and live more abundantly."�

Lorilee Craker�New York Times�best-selling author�

Money Secrets of the Amish

"Effortless Savings�is full of tips that everyday people with regular expenses can begin using right away. This book is not for the black belt frugalistas who can squeeze each penny until it screams for mercy, choosing to live without internet or cell phones....this book is for the person with regular family-style expenses who wants to cut their telecom bills in half."�

Deborah Taylor-Hough

Author of�Frugal Living for Dummies�

"Richard Syrop's book is absolutely the real thing! It's practical, simple, easy to read, and it definitely delivers. Open this book to any page and the advice given will be sound, easily-applied and effortlessly life-changing. Buy this book, and then get out your yellow marker!"�

JoAnneh Nagler�

Author of�The Debt-Free Spending Plan

"Chock full of money-saving ideas,�Effortless Savings�pays for itself before you finish the first chapter. A great guide for any cost-conscious consumer. Syrop's meticulously researched book makes saving easy."�

Jon Yates�

Author of�What's Your Problem?

*

From the Author

I am so touched and pleased by the positive response�Effortless Savings: A Step-by-Step Guidebook to Saving Money Without Sacrifice�has received. Thanks so much for your encouragement and support!