دانلود کتاب Getting on the Money Track

فهرست مطالب :

GETTING ON THE MONEYTRACK......Page 3
Contents......Page 5
Foreword......Page 7
HOW TO GET AND STAY ON TRACK......Page 11
EMERGENCY FUNDS......Page 14
LOVE AND MONEY......Page 17
THE NOTION THAT MONEY LEADS TO DIVORCE......Page 19
MONEY IS A FAMILY AFFAIR......Page 20
CHAPTER 3: DEBT......Page 23
ADVANTAGES OF DEBT......Page 24
DISADVANTAGES OF......Page 25
HOW BAD DEBT SWEPT THE LAND......Page 26
THE TRUTH ABOUT DEBT......Page 28
TAX BREAKS FOR HOMES......Page 33
BREAK-EVEN HOME PURCHASES......Page 34
QUALIFYING FOR A MORTGAGE......Page 35
OTHER FACTORS TO CONSIDER WHEN BUYING A HOME......Page 38
RENTING VERSUS BUYING A HOME......Page 39
WHAT’S THE RIGHT MORTGAGE?......Page 40
DETERMINING WHEN TO REFINANCE......Page 44
REFINANCING A MORTGAGE AND TAKING A LINE OF CREDIT......Page 47
SAVE MONEY VIA REFINANCING......Page 49
USING YOUR HOME EQUITY WISELY......Page 50
MORTGAGE ACCELERATION......Page 51
CHAPTER 5: REVERSE MORTGAGES......Page 57
HOW REVERSE MORTGAGES WORK......Page 58
BASIC REVERSE LOAN FEATURES......Page 60
COOLING OFF PERIOD: WANT TO CANCEL?......Page 63
CONCLUSION......Page 64
CHAPTER 6: RAISING FISCALLY RESPONSIBLE CHILDREN......Page 65
KIDS AND ALLOWANCE......Page 66
EARNING MONEY......Page 67
BEYOND THE PIGGY BANK: SAVING TECHNIQUES AND MOTIVATION......Page 69
THE HARD REALITY OF TUITION COSTS......Page 73
BEST WAYS TO SAVE FOR COLLEGE......Page 74
QUESTIONS AND ANSWERS ABOUT COLLEGE SAVINGS......Page 76
WORRYING ABOUT MONEY PERSISTS IN RETIREMENT......Page 85
POPULATION GROWTH AND SOCIAL SECURITY......Page 86
INVESTING FOR LIFE......Page 91
STEP ONE: WHAT TYPE OF ACCOUNT TO OPEN......Page 92
DOING YOUR OWN EVALUATION......Page 95
STEP TWO: GETTING DOWN TO BUSINESS—OPENING THE ACCOUNT......Page 97
CHAPTER 9: STOCKS AND INVESTING......Page 111
WHAT IS THE STOCK MARKET?......Page 113
BUYING STOCKS ON MARGIN......Page 121
INITIAL PUBLIC OFFERINGS (IPOS)......Page 122
INTERNATIONAL STOCKS......Page 125
DO STOCK SPLITS REALLY MATTER?......Page 128
SHORT SELLING......Page 130
THE HISTORY OF BULL AND BEAR......Page 131
THE BACKGROUND ON BONDS......Page 135
WHY BOTHER WITH BONDS?......Page 137
BOND FUNDS......Page 139
MAKING THE GRADE: BOND RATINGS......Page 145
CHAPTER 11: GETTING STARTED WITH MUTUAL FUNDS......Page 149
WHAT’S THE BEST ADVICE ON HOW TO CHOOSE FUNDS?......Page 150
FUND RISK: NOT JUST A NUMBERS GAME......Page 157
FUND MANAGERS......Page 160
FUND EXPENSES......Page 162
HOW (AND WHETHER) TO READ YOUR MUTUAL FUND PROSPECTUS......Page 163
READING THE ANNUAL REPORTS: MY TWO CENTS......Page 166
HEDGE FUNDS......Page 169
INDEX FUNDS......Page 170
INTERNATIONAL FUNDS......Page 172
EXCHANGE-TRADED FUNDS......Page 173
VA VA VOOM: MONEY MARKET FUNDS......Page 174
GET YOUR MONEY WORKING FOR YOU VIA COMPOUND INTEREST......Page 177
FIVE FINANCIAL STRATEGIES FOR YOUR FUTURE......Page 184
INVESTING MISTAKES: BEHAVIORAL FINANCE......Page 185
FARMERS VERSUS FOREST RANGERS......Page 189
LOOKING FOR GREAT INVESTMENTS?......Page 190
INVESTING ETHICALLY......Page 195
CORPORATE DISHONESTY......Page 196
DISHONESTY, GREED, AND HYPOCRISY IN CORPORATE AMERICA......Page 198
MY CLOSING TWO CENTS......Page 201
Index......Page 203
About the Authors......Page 209