دانلود کتاب The Good Retirement Guide 2023: Everything You Need to Know About Health, Property, Investment, Leisure, Work, Pensions and Tax

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Cover Contents 1 Are you looking forward to retirement? How to use this book Pre-retirement courses Help with the cost-of-living crisis New focus for the retired Financial advice Reporting scams Additional resources 2 Money and budgeting Having a plan Doing the sums – budgeting Possible ways to cut spending Possible ways of boosting your retirement income Spending and saving for later Money if you are made redundant More money information 3 Pensions The State Pension How much is the old State Pension? How much is the new State Pension? Deferring your State Pension Advice about State Pensions and benefits Private pensions Information, guidance and advice about private pensions Divorce and separation Lifetime Individual Savings Accounts (LISAs) 4 Tax Income tax – the basics Tax-free income Income tax on savings and investments Paying and reclaiming income tax National Insurance contributions (NICs) Health and Social Care Levy Capital gains tax Information and advice about tax 5 Investment General investment strategy Annuities National Savings & Investments (NS&I) Bank and building society accounts Fixed-interest securities Peer-to-peer lending Equities Investment funds Investment-type life insurance Investor protection 6 Your home Staying put Moving to a new home Homes that are different How green is your home? Tips for reducing your energy bills Help with fuel bills Improvement, repair and adaptations Safety in the home Home security Personal safety Home insurance Raising money on your home – equity release Using your home to earn money Council tax and help with housing costs 7 Retiring abroad The impact of Brexit Healthcare overseas Buying property abroad UK pensions paid abroad Taxation if you live abroad 8 Leisure activities Adult education Arts Computing and IT Creative writing Dance Games Gardens and gardening History Museums Nature and conservation Public library service Sciences and other related subjects Special interests Sport Women’s organizations For people with disabilities 9 Starting your own business Taking stock Getting organized Finding customers Dealing with tax Other rules and regulations Sources of help and advice 10 Looking for paid work Financial considerations Special measures to assist disabled people to work Age discrimination and equality Assessing your abilities Training opportunities Help with finding a job CV writing Interview technique Employment ideas 11 Voluntary work Types of work Choosing the right voluntary work 12 Health Keep fit Sensible eating Keeping healthy in the heat Food safety Drink Smoking Accident prevention Aches, pains and other abnormalities Health insurance Health screening The NHS Alternative medicine Eyes Feet Hearing Teeth Personal relationships Depression Other common afflictions Disability 13 Holidays Insurance Travel and concessions Health tips for travellers Visas, passports and other requirements 14 Caring for elderly parents Ways of adapting a home Alarm systems Main local authority services Key voluntary organizations Transport Power of Attorney Living-in help Flexible care arrangements Emergency care for pets Practical help for carers Special accommodation Care homes Some special problems 15 No one is immortal Inheritance tax (IHT) Wills Provision for dependent adult children Money and other worries – and how to minimize them Funeral plans State benefits and tax Organizations that can help Index