دانلود کتاب The War on Dirty Money

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Front Cover\nThe War on Dirty Money: Nicholas Gilmour and Tristram Hicks\nCopyright information\nTable of contents\nList of figures, tables and boxes\nAcknowledgements\nForeword\n1 Global standards, governance and the risk-based approach\n God’s work\n The FATF\n Was the FATF approach rigged from the start?\n Is prevention better than cure?\n Does the FATF’s snapshot national approach miss the point?\n The great leap forward, the FATF New Methodology\n What are the FATF Recommendations really for?\n MERs explained\n Is the regime biased towards rich countries against the poor?\n Is evaluating one country at a time effective?\n The AML community\n But first we need to talk the same language\n2 The war on dirty money is mostly being lost in translation\n Money laundering\n Asset recovery\n Offshore\n The meaning of success\n3 How much do we really know about money laundering?\n Written in stone\n Identifying money laundering\n The knock-on effect\n ‘One potato, two potato, three potato more’\n The reality of money laundering behaviours\n Training for an event that never happens\n Revisiting some basic principles\n You can keep the money\n Media portrayal or media betrayal?\n One man’s money launderer is another man’s investor\n Analyse this!\n Acknowledging reality\n4 The obsession with defining money laundering\n The principal premise\n Money laundering typologies\n The growing library of publications\n Putting it into practice\n Oh, so many red flags\n In practice and then in reality\n Magic wand, anyone?\n5 Money launderers and their superpowers\n Celebrity status\n The barbarians would be at the gates if we had any\n Cash. Borders. Companies. Law enforcement.\n Let us start with cash (in our supposedly ‘cashless society’)\n Borders: where crime crosses over, but law enforcement stops\n Companies: we need to talk about Kevin\n Law enforcement: all quiet on the Western front\n So, what is the problem?\n How did that go?\n The war on dirty money has not yet begun, but it could\n6 Global watchlists: money laundering risk indicators or something else?\n Creating lists\n The greylist\n The blacklist\n Utilising watchlists\n Watchlist absenteeism\n The watchlist effect\n Revisiting the overall approach\n Caution required\n7 Financial Intelligence Units or data black holes?\n SARs – but only briefly\n Incoming data – by the bucket load\n The FIU: a black hole for data\n National Risk Assessments or just risk expectations?\n Ordinary SAR submissions\n Data overload\n FIU independence\n FIU potential\n Revising basic beliefs\n8 The ‘fingers crossed’ approach to money laundering prevention\n Wishful thinking – ticked\n Top-down persuasion: compliance culture vs actual prevention\n No motivation, meaning few benefits\n Warning: the disconnect is extremely scary\n The authenticity of something fake\n Giving AML/CFT a second chance\n9 Technology: the solution to all our AML/CFT problems\n Great claims\n Trustworthy solutions\n Line in the sand\n Technology concerns\n AI or a best guess scenario?\n So yes, it is artificial\n Is this the end of the money laundering reporting officer?\n Successes to date – are there any?\n Moving forward, one step at a time\n10 SARs: millions and millions of them\n The Duck Theory\n The ‘needle in the haystack’ theory\n Criminals do not attend the briefing\n An army of millions to fight crime\n Low intelligence\n Mixed messages\n For want of a nail\n11 Information and intelligence sharing\n Ignored contact details\n Control versus partnerships\n Anyone can keep a secret\n Intent on success\n A lack of trust\n Odds are stacked in favour of criminals\n Time to look again at the jigsaw\n Until death do us part?\n Surpass expectations – dream big\n12 Investigating money laundering\n Eve was the first money launderer\n Legal origins\n Circumstantial evidence\n You would not want to start from here\n Mission possible\n Fraud and financial investigation\n Always arrest the wife and the mother-in-law\n All in this together\n Green shoots\n Ignorance is bliss\n Last word\n Next word\n13 Prosecuting money laundering\n One small step for a man, one giant leap for mankind\n The perfect crime\n The enablers\n The case for the prosecution\n A national shock\n14 Snatching defeat from the jaws of victory: confiscation\n Do the general public care?\n Do the police care?\n Do prosecutors and courts care?\n Do governments care?\n Do criminals care?\n The case for confiscation\n What is confiscation?\n How does confiscation happen?\n Different levels of confiscation\n Level 0\n Level 1\n Level 2\n Level 3\n Tax penalties\n Levels of asset recovery: a summary\n The strange case of the UK National Audit Office\n The case for global reform\n This needs more work\n A shock to the global system\n15 Countering the financing of terrorism: money laundering in reverse\n The global war on terror\n From AML to CFT\n A new front in the war on dirty money\n An unhappy marriage\n One man’s terrorist is another man’s freedom fighter\n State-sponsored terrorism\n Sanction, what sanction?\n16 National security vs the threat of money laundering\n Complicating simplicity\n Simply servants to a policy\n Crime as a benefit\n Ignoring any opportunity\n17 Tax avoidance vs tax evasion\n Avoidance\n Evasion\n Tax crimes\n ‘Show me the money’\n The British Empire\n International tax evasion\n Conclusion\n18 Corruption: where did all the good apples go?\n Grand and petty corruption\n Noble cause corruption\n The rise of Anti-Corruption Commissions\n Can the police ever be reformed?\n International bribery\n Persons to blame\n Conclusion\n19 AML/CFT supervision or tick-list observers?\n Just playing the game\n Is supervision so far effective?\n Downward trend\n Is the writing already on the wall?\n Accepting responsibility\n20 Punishing AML/CFT failures or raising government funds?\n Fines and settlements\n Impressive results!\n A simple cost of doing business\n Clicking of handcuffs in the boardroom\n Unsurprising failures\n Correcting the obvious wrong\n21 A future landscape\n What happens if we win the war?\n Where prevention fails enforcement should follow\n Building on the FATF success\n Understanding the problem\n The collective power of nation states\n More research\n Creating a virtuous circle from a vicious one\nConclusion: A call to arms\n What should we do then?\n So how should we do it?\n And when and where should we do it?\n Who should do it?\n The need for a level playing field\nIndex